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Good things take a second โ€” almost there ๐Ÿข

Thalo Financial
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Thalo Financial

Thalo Financial

Thalo Financial was one of my first full-stack projects โ€” a payment bridge platform built with Ruby on Rails, functioning similarly to PayPal at the time. It provided a unified interface for initiating and tracking payments, abstracting the complexity of the underlying payment flows behind a clean web experience.

While live, the platform was primarily adopted by Seguros Caracas de Liberty Mutual, one of the largest insurance companies in Venezuela, which used it to process policy-related payments. Handling real financial transactions for an enterprise client this early in my career pushed me to think seriously about reliability, data integrity, and the weight of writing code that people depend on.

The stack was intentionally lean: Ruby on Rails handled the full backend and server-rendered views, with vanilla JavaScript layered in for interactivity and plain CSS for styling. No frameworks โ€” just fundamentals.