Midas

Most personal finance apps die at the same point: entering every movement by hand gets boring, and within a week you stop doing it. Midas exists to fix exactly that. You record what comes in and what goes out, and the rest — balances, envelopes, net worth, goals, what a year of subscriptions really costs you — is worked out from those same movements, so you never see two figures that contradict each other. If you hold more than one currency, each account keeps its own, and moving money between them is recorded at the rate you actually got.

It is a personal project to explore what AI can genuinely do for one person's money, and that is where it differs from every other tracker: Midas is operated by agents. You tell Claude or ChatGPT "record 4.50 of coffee in Cash, today" and it proposes the movement; the app shows you exactly what is about to be recorded, and writes nothing until you approve it. Anything trivial stops being data entry and becomes a sentence.

It runs in production today, in private beta, with a public page that explains it end to end. The AI features arrive switched off — you are the one who turns them on. Once it is ready, it may open to everyone.